Good Ideas

The article “A Guide to Doing Your Taxes” was an excellent inclusion in the April issue. Though I plan to have my taxes done professionally, the article gave me ideas about what to be aware of and what to make sure I mention to the professional. I think those who want to do their own taxes will appreciate that the article takes into account seniors and their particular concerns and questions. Keep up the good work!

Kathy Cruz

Nanaimo, BC



Reading your article on St. Pete Beach [“Soaking Up the Sunshine and Culture,” March] brought back memories of when my husband and I were there in the late ’80s. We used to go to a seafood restaurant called Silas Dent’s [ed.’s note: Silas’s Steakhouse is still there]. The restaurant was named for The Happy Hermit of Cabbage Key (an island off the coast of Pass-a-Grille), something of a 20th-century folk hero in the area who rowed to the mainland twice a week to get supplies. We hold that part of Florida dear to our hearts.

Annette Hurst Hannivan

Fergus, ON


Good Timing

I really appreciated reading Wendy Haaf’s article on downsizing [“The Top 5 Downsizing Mistakes,” April]. We are two years away from retiring and brainstorming several scenarios for our future. I was very interested in how difficult it is to get the right combination of house and activities. I quite agree that one cannot begin to predict the future of the housing market.

My mother got me a subscription to your magazine just when my husband’s parents are considering giving up the family home. Thank you for the timely, well-researched article and for your really excellent magazine.

Cynthia Stratulat



Better Get a Move On

Regarding a letter in the March Your Questions, the writer indicates that he and his wife are currently in Manitoba and intending to settle in British Columbia. If they liquidate a portion of their RRIF in 2016 and move to BC before December 31, 2016, they would be required to file their income tax returns as residents of BC. This actually works to their benefit, as the provincial tax rate begins at 5.06% and increases over several tiers to a maximum of 16.8%. In Manitoba, the minimum provincial tax rate begins at 10.8% and increases to a maximum of 17.4%. If they cash in a portion of their RRIFs in 2016 and don’t take up residence in BC until 2017, they’ll be subject to the Manitoba tax rates.

Patricia Cocker

Orleans, ON


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